Zulu - amabhulodi we-binary
Izinketho kanambambili ziwumkhiqizo wezezimali ovumela abahwebi ukuthi baqagele ngokuhamba kwentengo kwezimpahla ezihlukahlukene, njengezitoko, izimpahla, izimali, nezinkomba. Okwaziwa nangokuthi "izinketho zedijithali" noma "izinketho-zonke-noma-lutho," izinketho kanambambili ziwuhlobo lwethuluzi lezezimali elinikeza inkokhelo engaguquki uma impahla eyisisekelo ifinyelela izinga lentengo elinqunywe kusengaphambili, elaziwa ngokuthi "inani lesiteleka," isikhathi esiqondile esikhathini esizayo.
Imakethe yezinketho kanambambili isebenza ngamapulatifomu okuhweba e-inthanethi, lapho abadayisi bengathenga futhi bathengise izinketho ngezimpahla ezihlukahlukene eziyisisekelo. Abahwebi bangakhetha phakathi kwezinketho ezimbili: inketho "yokushaya", okusho ukuthi balindele intengo yempahla eyisisekelo ukuthi ikhuphuke ngaphezu kwenani lesiteleka, noma inketho "yokubeka", okusho ukuthi balindele ukuthi intengo yehle ngaphansi kwenani lesiteleka.
Uma isibikezelo somthengisi silungile futhi intengo yempahla eyisisekelo ifinyelela inani lesiteleka ngesikhathi esinqunyiwe, umthengisi uthola inkokhelo engaguquki, ngokuvamile esukela ku-70% ukuya ku-90% we-investimenti yokuqala. Uma isibikezelo somthengisi singalungile futhi intengo yempahla eyisisekelo ingafinyeleli inani lesiteleka ngesikhathi esinqunyiwe, umthengisi ulahlekelwa yiyo yonke i-investimenti.
Izinketho kanambambili ziye zanda kakhulu eminyakeni yamuva, ngenxa yengxenye yobulula nokufinyeleleka kwazo. Kulula ukuzihweba futhi azidingi ulwazi olubanzi ngezimakethe zezimali noma ukuhlaziywa kobuchwepheshe. Kodwa-ke, ukuhweba okukhethwa kukho kanambambili nakho kunezingozi ezinkulu, kuhlanganise nethuba lokulahlekelwa yonke imali etshaliwe, kanye nokukhwabanisa okungase kube nokukhwabanisa nokukhwabanisa ngabathengi abangenangqondo.
Ukulawulwa kokukhethwa kukho kanambambili kuyehluka kakhulu ngezwe, kanti ezinye iziphathimandla zikuvimba ngokuqondile kanti ezinye zibeka imithetho eqinile kuma-broker kanye nezinkundla zokuhweba. Kubalulekile ukuthi abahwebi bacwaninge indawo yokulawula ezweni lakubo ngaphambi kokuba bahlanganyele ekuhwebeni kwezinketho kanambambili.
Kafushane, izinketho kanambambili ziyithuluzi lezezimali elivumela abahwebi ukuthi bacabange ngokunyakaza kwentengo yezimpahla ezihlukahlukene. Nakuba benikeza imivuzo engaba khona yohwebo oluyimpumelelo, baphinde bathwale ubungozi obubalulekile futhi bangaphansi kokuhlolwa okungokomthetho ezindaweni eziningi. Abahwebi kufanele bacabangele ngokucophelela imigomo yabo yokutshala izimali kanye nokubekezelela ingozi ngaphambi kokuhlanganyela ekuhwebeni okukhethwa kukho kanambambili.
