Ongakhetha kanambambili zulu

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Ongakhetha kanambambili.

Izinketho kanambambili ziwuhlobo lwenketho yezezimali eye yazuza ukuthandwa eminyakeni yamuva ngenxa yokulula kwabo kanye namandla okuthola inzuzo ephezulu. Empeleni, inketho kanambambili iwuhlobo lwenketho lapho inkokhelo iyinani elinqunyiwe lempahla ethile noma lutho nhlobo.

Okukhethwa kukho kanambambili kwaziwa nangokuthi "konke-noma-lutho" ngoba inkokhelo iyinani elinqunyiwe noma akukho nhlobo. Lokhu kusho ukuthi uma inketho iphelelwa yisikhathi emalini (okungukuthi intengo yempahla ingaphezulu noma ingaphansi kwezinga elithile, kuye ngohlobo lwenketho), umhwebi uzothola inkokhelo egxilile. Kodwa-ke, uma inketho iphelelwa yisikhathi emalini, umhwebi uzolahlekelwa yimali yakhe yonke.

Enye yezinzuzo zezinketho kanambambili ukuthi kulula ukuyiqonda nokuhweba. Zibuye zihwetshwe ngezinhlobonhlobo zezimpahla eziyisisekelo, okuhlanganisa amasheya, impahla, izimali, nezinkomba. Lokhu kusho ukuthi abadayisi bangakhetha impahla abakhululeke kakhulu ngayo futhi babe nolwazi oluningi ngayo.

Enye inzuzo yezinketho kanambambili ukuthi zinikeza izinzuzo eziphezulu uma kuqhathaniswa nezinye izinhlobo zamathuluzi ezezimali. Imbuyiselo engaba khona ingaba phezulu njenge-90% noma ngaphezulu, okusho ukuthi abadayisi bangakwazi ukuphinda kabili ukutshalwa kwezimali kwabo ngesikhathi esifushane.

Kodwa-ke, kubalulekile ukuqaphela ukuthi izinketho kanambambili nazo ziyingozi kakhulu futhi zingaholela ekulahlekelweni okukhulu uma zingathengiswa kahle. Abahwebi kudingeka babe nokuqonda okuqinile kwempahla eyisisekelo nezimo zemakethe ukuze benze izinqumo zokuhweba ezinolwazi.

Sengiphetha, ongakhetha kukho kanambambili kuwuhlobo lwenketho yezezimali enikeza amandla enzuzo ephezulu kodwa futhi ithwala izinga eliphezulu lobungozi. Abahwebi kufanele batshale imali kuphela kokukhethwa kukho kanambambili uma benokuqonda okuqinile kwempahla eyisisekelo nezimo zemakethe, futhi akufanele nanini batshale imali engaphezu kwalokho abakwazi ukuyilahlekela.


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